Aerial view of an Australian suburb

Areas we service

Based in the Hunter Valley. Lending right across NSW and Australia.

We look after clients from Maitland to Port Macquarie and down to Wollongong, and anywhere else in Australia by phone and video. Wherever you are, you deal with the same team and get access to the same broad panel of lenders. On most loans there is no direct fee from us — we are paid a commission by the lender, regardless of the lender chosen.*

Where we work

Lower Hunter & wine country

  • Maitland
  • Cessnock
  • Kurri Kurri
  • Pokolbin

Our home patch. First homes in the new estates, family upgrades, and acreage, lifestyle and rural properties where lender rules differ from a standard house.

Newcastle & Lake Macquarie

  • Newcastle
  • Lake Macquarie

Home loans, refinancing and investment lending across the city, the beaches and the lake.

Port Stephens & Williams River

  • Raymond Terrace
  • Nelson Bay
  • Dungog
  • Clarence Town

Family homes, holiday houses and investment properties, from the bay to the river towns.

Upper Hunter

  • Singleton
  • Muswellbrook
  • Scone

Mining, shift-work and contractor income, plus self-employed and rural borrowers who need a lender that understands how they earn.

Mid North Coast

  • Taree
  • Port Macquarie

Sea-changers, downsizers, retirees and investors moving up the coast.

Central Coast, Sydney & Illawarra

  • Central Coast
  • Sydney
  • Wollongong

Clients further south work with us by phone and video, with the same service and the same lender panel.

Not on the list? We can still help.

Most of our work is done by phone, email and video, so where you live doesn't limit who can help you. We can arrange finance for property anywhere in Australia.

Prefer to speak Mandarin? Talk to Jack.

Ready to talk about your next step?

On most loans there is no direct fee from us — we are paid a commission by the lender, regardless of the lender chosen.*

Start a conversation

ESP Finance & Property

ESP Finance & Property helps home buyers, investors, business owners and property buyers across Newcastle, the Hunter Valley and Australia-wide access the right lending — with no fee from us on most loans.

ABN 43 700 308 943

PLBSP Pty Ltd trading as ESP Finance and Property (ABN 43 700 308 943) is a credit representative (CRN 580594) of LMG Broker Services Pty Ltd (Australian Credit Licence 517192).

The majority of our loans do not involve a direct fee from us — we are paid a commission by the lender, regardless of the lender chosen. Where a loan is short term in nature, or where for any other reason we are not being paid by the lender, we will discuss a fee-for-service option with you before any work goes ahead.

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Contact

admin@espfinance.com.au(02) 4934 7645